Beautifully maintained 4-level split-level home featuring 3 bedrooms and 2 full bathrooms. Recently painted and thoughtfully updated, this home offers hardwood flooring in the living room and ceramic tile in the kitchen, both installed in 2020, along with new vinyl flooring in the basement (2024). Enjoy the custom-built wood-burning fireplace, spacious enclosed rear deck, new stone patio (2024), and new storage shed (2025). The property also features a fully enclosed 6-foot fence installed in 2022. Major updates include HVAC system (2016), A/C condenser (2019), water heater (2016), and an exterior waterproofing system with two sump pumps and French drains beneath the gravel driveway. A separate cellar houses the laundry area and provides ample additional storage. A wonderful opportunity to own a well-cared-for home with comfortable living spaces and valuable improvements!
For sale
$435,000
109 Apple Creek Rd, Frederick, MD 21702
3beds
1,680sqft
Single Family Residence
Built in 1977
0.27 Acres Lot
$431,500 Zestimate®
$259/sqft
$-- HOA
What's special
Custom-built wood-burning fireplaceAmple additional storageNew stone patioNew storage shedSpacious enclosed rear deckComfortable living spaces
- 12 days
- 559
- 29
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Marcia Chiva 443-744-1351,
Argent Realty, LLC 2409138110
Source: Bright MLS,MLS#: MDFR2090878
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central, Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Oven/Range - Electric, Range Hood, Refrigerator, Washer, Water Heater, Electric Water Heater
- Laundry: Lower Level
Features
- Dry Wall
- Basement: Partial,Full,Front Entrance,Finished,Heated,Improved,Interior Entry,Exterior Entry,Sump Pump,Walk-Out Access,Windows,Other
- Number of fireplaces: 1
- Fireplace features: Wood Burning, Other
Interior area
- Total structure area: 1,680
- Total interior livable area: 1,680 sqft
- Finished area above ground: 1,680
Property
Parking
- Parking features: Crushed Stone, On Street, Other
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Multi/Split,Four
- Stories: 4
- Patio & porch: Deck, Enclosed, Patio
- Exterior features: Other
- Pool features: None
- Fencing: Full,Wood
Lot
- Size: 0.27 Acres
Details
- Additional structures: Above Grade
- Parcel number: 1102052458
- Zoning: R8
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Other, Vinyl Siding
- Foundation: Block
- Roof: Other,Shingle
Condition
- New construction: No
- Year built: 1977
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
- Subdivision: Stonegate Farms
HOA
- Has HOA: No
Location
- Region: Frederick
Financial & listing details
- Price per square foot: $259/sqft
- Tax assessed value: $332,700
- Annual tax amount: $6,176
- Date on market: 10/25/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,Other,VA Loan
- Ownership: Fee Simple
Estimated market value
$431,500
$410,000 - $453,000
$2,730/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/25/2026 | Listed for sale | $435,000+136.4%$259/sqft |
Source:  Bright MLS #MDFR2090878 Report a problem | ||
| 9/6/2013 | Sold | $184,000$110/sqft |
Source: Public Record Report a problem | ||
| 5/31/2013 | Pending sale | $184,000$110/sqft |
Source: New Solutions Realty #FR7926318 Report a problem | ||
| 5/18/2013 | Price change | $184,000-2.6%$110/sqft |
Source: New Solutions Realty #FR7926318 Report a problem | ||
| 11/21/2012 | Pending sale | $189,000$113/sqft |
Source: New Solutions Realty #FR7926318 Report a problem | ||
| 9/14/2012 | Listed for sale | $189,000$113/sqft |
Source: New Solutions Realty #FR7926318 Report a problem | ||
| 9/9/2011 | Listing removed | $189,000$113/sqft |
Source: New Solutions Realty #FR7634072 Report a problem | ||
| 8/3/2011 | Price change | $189,000-1.6%$113/sqft |
Source: New Solutions Realty #FR7634072 Report a problem | ||
| 7/29/2011 | Price change | $192,000-3.5%$114/sqft |
Source: New Solutions Realty #FR7634072 Report a problem | ||
| 7/16/2011 | Price change | $199,000-7.4%$118/sqft |
Source: New Solutions Realty #FR7634072 Report a problem | ||
| 6/25/2011 | Listed for sale | $215,000$128/sqft |
Source: New Solutions Realty #FR7634072 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | $6,176 +3.7% | $332,700 +3.5% |
| 2025 | $5,957 -95.2% | $321,500 +8.6% |
| 2024 | $124,362 +2455.5% | $296,100 +9.4% |
| 2023 | $4,866 +10.8% | $270,700 +10.4% |
| 2022 | $4,394 +6.4% | $245,300 +6.5% |
| 2021 | $4,128 +7.4% | $230,233 |
| 2020 | $3,842 +7.6% | -- |
| 2019 | $3,571 +3.5% | $200,100 +3.5% |
| 2018 | $3,449 +47.1% | $193,367 -3.4% |
| 2017 | $2,345 -24.3% | $200,100 +11.2% |
| 2016 | $3,100 | $179,900 +2.5% |
| 2015 | $3,100 | $175,433 +2.6% |
| 2014 | $3,100 | $170,967 +2.7% |
| 2013 | -- | $166,500 |
| 2012 | -- | $166,500 |
| 2011 | -- | $166,500 -41.1% |
| 2010 | -- | $282,780 +7.6% |
| 2009 | -- | $262,890 +8.2% |
| 2008 | -- | $243,000 +8.9% |
| 2007 | -- | $223,110 +16.5% |
| 2006 | -- | $191,550 +19.7% |
| 2005 | -- | $159,990 +24.6% |
| 2004 | -- | $128,430 +3.2% |
| 2003 | -- | $124,496 +3.3% |
| 2002 | -- | $120,563 +3.4% |
| 2001 | -- | $116,630 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 21702
Nearby schools
Schools provided by the listing agent
- Elementary: Waverley
- Middle: Crestwood
- High: Gov. Thomas Johnson
- District: Frederick County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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