11958 Hemlock Rd, Lusby, MD 20657

Come see this home located in the community of Chesapeake Ranch Estates. Since purchasing in 2024, the current owner has made improvements to the interior, including removing the upstairs wood panel walls and replacing them with drywall, fresh paint, and a stylish accent trim wall that gives the space a clean, modern feel. The home features stainless steel appliances 2 years old, durable LVP flooring 2 years old, carpet 2 years old and a functional layout with living space on both the upper and lower levels. The lower level offers a laundry room, a third bedroom and full bathroom, perfect for added privacy, guests, or a separate living area. Enjoy the outdoors from the large front concrete patio or the rear deck overlooking the tree-lined backyard. A convenient concrete walkway leads to the backyard and lower-level entrance. The property is serviced by public water and a private septic system located in the rear yard, which was recently pumped. Major components including the roof and septic system were replaced in 2016. Located in Chesapeake Ranch Estates, residents enjoy access to private beaches, a lake, playgrounds, hiking trails, basketball courts, a community garden, clubhouse, and more. Ideal for those who love the outdoors, while still being just minutes from Solomons Island and a short commute to Naval Air Station Patuxent River. This property may qualify for USDA financing with no down payment, along with additional Maryland mortgage programs offering closing cost assistance for qualified buyers.