New price! Exceptional value & recently repositioned to reflect current market conditions. Exceptional in both quality & design, this thoughtfully planned home was custom-designed by local architect, Jennifer McCann, to maximize stunning water views, abundant natural light, usable space, & efficiency. Protected river setting with 2 minute boat ride to Potomac River. Easy 2.5 hour drive from Northern VA & DC. A true waterfront oasis on Virginia’s Northern Neck, the property boasts fruit trees, palms, & mature landscaping. Enjoy direct access to Kingscote Creek & The Potomac River with a deep-water pier complex, sandy beach, & kayak launch. The home was custom-designed and perfect for hosting with an open floor plan, three private bedroom en suites, and oriented to capture panoramic river views. The kitchen features granite countertops, gas cooking, a large island with bar seating, plenty of cabinetry, & a pantry closet. The great room combines living and dining space, features a wood-burning stove, & opens to a waterside deck & screened porch; ideal for indoor-outdoor living. The primary bedroom suite includes sliding doors to the waterside deck, a walk-in closet, & a private en suite bath. Two additional guest bedroom en suites & a versatile bonus room provide flexible space for an office, studio, or guests. The walk-out lower level is ready to finish w/ plumbing potential offering recreational space with access to a lower waterside patio. This level is already heated, cooled, & wired for additional outlets & lighting, allowing for easy future customization. The two-car garage & storage shed offer storage & utility. Every detail of the home was meticulously planned for efficiency and quality with 2x6 trusses, notched and anchored for a roof system that can withstand hurricane force winds; reinforced concrete block foundation, attic with AdvanTech floor & spray-in insulation, tankless Rennai hot water heater, Andersen windows & doors, isolated water shut-off valves, automatic generator, and so much more. This home is not located in an HOA, allowing short-term rental opportunity, & is already wired with Breezeline Broadband highspeed internet.
For sale
Price cut: $50K (4/16)
$899,000
1469 Cowart Rd, Lottsburg, VA 22511
3beds
1,906sqft
Est.:
Single Family Residence
Built in 2012
0.99 Acres Lot
$857,200 Zestimate®
$472/sqft
$-- HOA
What's special
Wood-burning stoveKayak launchDeep-water pier complexOpen floor planProtected river settingPanoramic river viewsStunning water views
- 86 days |
- 462 |
- 33 |
Zillow last checked:
Listing updated:
Listed by:
Lisa Shultz 804-724-1587,
Long & Foster Real Estate, Inc.
Source: Bright MLS,MLS#: VANV2001876
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 4
- Main level bedrooms: 3
Rooms
- Room types: Bedroom 2, Bedroom 3, Kitchen, Bedroom 1, Great Room, Office, Bathroom 1, Bathroom 2, Bathroom 3, Full Bath
Bedroom 1
- Level: Main
Bedroom 2
- Level: Main
Bedroom 3
- Level: Main
Bathroom 1
- Level: Main
Bathroom 2
- Level: Main
Bathroom 3
- Level: Main
Other
- Level: Main
Great room
- Level: Main
Kitchen
- Level: Main
Office
- Level: Main
Heating
- Heat Pump, Electric
Cooling
- Ceiling Fan(s), Central Air, Heat Pump, Electric
Appliances
- Included: Dryer, Oven, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliance(s), Washer, Water Heater, Dishwasher
- Laundry: Main Level, Has Laundry
Features
- Attic, Bathroom - Walk-In Shower, Bathroom - Tub Shower, Ceiling Fan(s), Open Floorplan, Kitchen Island, Soaking Tub, Entry Level Bedroom, Pantry, Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), 9'+ Ceilings, Dry Wall, Tray Ceiling(s)
- Flooring: Wood
- Basement: Partial,Unfinished
- Has fireplace: No
- Fireplace features: Wood Burning Stove
Interior area
- Total structure area: 2,877
- Total interior livable area: 1,906 sqft
- Finished area above ground: 1,906
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Garage Door Opener, Attached, Driveway
- Attached garage spaces: 2
- Uncovered spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Porch, Screened
- Exterior features: Outdoor Shower
- Pool features: None
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- Waterfront features: Private Dock Site, Rip-Rap, Sandy Beach, River, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed, Waterski/Wakeboard
- Body of water: Kingscote Creek / Coan River
- Frontage length: Water Frontage Ft: 153
Lot
- Size: 0.99 Acres
- Features: Fishing Available, Front Yard, Landscaped, Rear Yard, Rip-Rapped, SideYard(s)
Details
- Additional structures: Above Grade, Outbuilding
- Parcel number: 202300252
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Transitional
- Property subtype: Single Family Residence
Materials
- Frame, Stick Built, Vinyl Siding
- Foundation: Block
- Roof: Composition,Shingle
Condition
- Excellent
- New construction: No
- Year built: 2012
Utilities & green energy
- Sewer: On Site Septic
- Water: Well
- Utilities for property: Broadband
Community & HOA
Community
- Subdivision: Coward Pointe North
HOA
- Has HOA: No
Location
- Region: Lottsburg
Financial & listing details
- Price per square foot: $472/sqft
- Tax assessed value: $430,300
- Annual tax amount: $3,184
- Date on market: 3/1/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Inclusions: All Kitchen Appliances; Washer And Dryer.
- Ownership: Fee Simple
- Road surface type: Paved
Estimated market value
$857,200
$814,000 - $900,000
$2,856/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/16/2026 | Price change | $899,000-5.3%$472/sqft |
Source: Chesapeake Bay & Rivers AOR #202600111 Report a problem | ||
| 3/17/2026 | Price change | $949,000-2.7%$498/sqft |
Source: Chesapeake Bay & Rivers AOR #202600111 Report a problem | ||
| 3/1/2026 | Listed for sale | $975,000-11.4%$512/sqft |
Source:  Bright MLS #VANV2001876 Report a problem | ||
| 7/25/2022 | Listing removed | -- |
Source: Chesapeake Bay & Rivers AOR #2207397 Report a problem | ||
| 7/11/2022 | Price change | $1,100,000+18.9%$577/sqft |
Source: Chesapeake Bay & Rivers AOR #2207397 Report a problem | ||
| 4/13/2022 | Listed for sale | $925,000$485/sqft |
Source: Chesapeake Bay & Rivers AOR #2207397 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,184 +12.1% | $430,300 |
| 2024 | $2,840 +8.2% | $430,300 |
| 2023 | $2,625 | $430,300 |
| 2022 | $2,625 -0.7% | $430,300 -0.7% |
| 2021 | $2,643 +3.4% | $433,300 |
| 2020 | $2,556 +0.3% | $433,300 +0.3% |
| 2019 | $2,549 | $432,000 |
| 2018 | -- | $432,000 |
| 2017 | -- | $432,000 |
| 2016 | -- | $432,000 +0.8% |
| 2015 | -- | $428,500 |
| 2014 | -- | $428,500 -11.6% |
| 2013 | -- | $484,900 +151.8% |
| 2012 | -- | $192,600 |
| 2011 | -- | $192,600 |
| 2010 | -- | $192,600 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 22511
Nearby schools
GreatSchools rating
- 5/10Northumberland Elementary SchoolGrades: PK-5Distance: 6.4 mi
- 4/10Northumberland Middle SchoolGrades: 6-8Distance: 6 mi
- 6/10Northumberland High SchoolGrades: 9-12Distance: 6.1 mi
Schools provided by the listing agent
- Elementary: Northumberland
- Middle: Northumberland
- High: Northumberland
- District: Northumberland County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Virginia
- Northumberland County
- Lottsburg
- 22511
- 1469 Cowart Rd
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