Charming country home full of character and curb appeal, perfectly situated on a spacious 1.14-acre corner lot in the desirable Rainbow Springs Woodlands community. This split-level home features a 2-car garage on the lower level and a thoughtfully designed 3-bedroom, 2-bath split floor plan above. Step inside to a warm and inviting living room highlighted by a real wood-burning fireplace—perfect for cozy evenings. The home has been extensively updated over the years, blending classic charm with modern convenience. Recent improvements include Low-E thermal pane windows, new laminate flooring throughout, and beautifully updated maple kitchen cabinets paired with stainless steel appliances, including a brand-new refrigerator (2025). Additional upgrades provide peace of mind and added value, such as a new roof (March 2026), new well pump (2024), insulated garage door, gutters, and a whole-house water filtration and softener system. The home has also been freshly painted inside and out, including the master suite, main living areas, and exterior (2025), along with updates to the front deck and wood fencing. Outside, enjoy the expansive yard featuring 14 newly planted azalea bushes (2025), a storage shed, and a freshly redone asphalt driveway (2026). High-speed internet is available, making this home as practical as it is picturesque. Residents of Rainbow Springs Woodlands enjoy a low annual HOA fee and exclusive access to the pristine Rainbow River through a private park and pavilion, along with a community center and restaurant. Conveniently located just minutes from downtown Dunnellon, this move-in-ready home truly checks all the boxes for comfort, style, and location.
For sale
$350,900
20949 SW 81st Loop, Dunnellon, FL 34431
3beds
2,298sqft
Est.:
Single Family Residence
Built in 1978
1.14 Acres Lot
$333,900 Zestimate®
$153/sqft
$20/mo HOA
What's special
Storage shedMaster suiteReal wood-burning fireplaceNew laminate flooring throughoutLow-e thermal pane windowsStainless steel appliancesFreshly redone asphalt driveway
- 31 days |
- 710 |
- 48 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listing Provided by:
Karen Kirkland 352-304-4736,
PLATINUM HOMES AND LAND REALTY 352-565-7555
Source: Stellar MLS,MLS#: OM722176
Originating MLS: Ocala - Marion

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Attic, Florida Room, Dining Room, Living Room, Great Room, Utility Room
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 288 Square Feet
- Dimensions: 12x24
Kitchen
- Level: First
- Area: 120 Square Feet
- Dimensions: 10x12
Living room
- Level: First
- Area: 405 Square Feet
- Dimensions: 15x27
Heating
- Central, Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- Laundry: Inside, Laundry Room
Features
- Ceiling Fan(s), Living Room/Dining Room Combo, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat
- Flooring: Carpet, Ceramic Tile, Laminate
- Doors: French Doors, Outdoor Shower
- Windows: Blinds, Drapes, Insulated Windows, Rods, Window Treatments
- Basement: Other
- Has fireplace: Yes
- Fireplace features: Living Room, Wood Burning
Interior area
- Total structure area: 3,368
- Total interior livable area: 2,298 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener, Garage Faces Side, Under Building
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Multi/Split
- Patio & porch: Deck, Enclosed
- Exterior features: Dog Run, Irrigation System, Lighting, Outdoor Shower, Rain Gutters, Storage
- Fencing: Chain Link,Wood
Lot
- Size: 1.14 Acres
- Dimensions: 171 x 290
- Features: Corner Lot, Landscaped, Oversized Lot
- Residential vegetation: Mature Landscaping, Trees/Landscaped
Details
- Additional structures: Kennel/Dog Run, Shed(s)
- Parcel number: 3292066062
- Zoning: A1
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Brick, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1978
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Street Lights, Water Available, Water Connected
Community & HOA
Community
- Features: Water Access, Clubhouse, Deed Restrictions, Fitness Center, Golf, Pool, Restaurant, Tennis Court(s)
- Security: Security Lights, Smoke Detector(s)
- Pet fee: $0 monthly
- Subdivision: RAINBOW SPRINGS WOODLANDS
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Fence Restrictions, Fitness Center, Golf Course, Pool, Tennis Court(s)
- Services included: Community Pool, Recreational Facilities
- HOA fee: $20 monthly
- HOA name: Amy Martin
- HOA phone: 352-489-1621
Location
- Region: Dunnellon
Financial & listing details
- Price per square foot: $153/sqft
- Tax assessed value: $261,880
- Annual tax amount: $4,991
- Date on market: 4/5/2026
- Cumulative days on market: 32 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$333,900
$317,000 - $351,000
$2,016/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/5/2026 | Listed for sale | $350,900+49.3%$153/sqft |
Source: | ||
| 4/16/2021 | Sold | $235,000-2%$102/sqft |
Source: Public Record Report a problem | ||
| 3/4/2021 | Pending sale | $239,900$104/sqft |
Source: | ||
| 1/20/2021 | Listed for sale | $239,900+56.8%$104/sqft |
Source: | ||
| 11/3/2014 | Sold | $153,000-7.2%$67/sqft |
Source: Public Record Report a problem | ||
| 8/12/2014 | Listed for sale | $164,900+3.1%$72/sqft |
Source: Shaw Realty, LLC #411644 Report a problem | ||
| 3/1/2014 | Listing removed | $159,900$70/sqft |
Source: Foxfire Realty #394953 Report a problem | ||
| 10/3/2013 | Price change | $159,900-4.8%$70/sqft |
Source: Foxfire Realty #394953 Report a problem | ||
| 8/17/2013 | Listed for sale | $167,900-0.9%$73/sqft |
Source: Foxfire Realty #394953 Report a problem | ||
| 5/24/2013 | Listing removed | $169,500$74/sqft |
Source: Coldwell Banker Riverland Realty #374712 Report a problem | ||
| 9/5/2012 | Price change | $169,500-2.9%$74/sqft |
Source: Coldwell Banker Riverland Realty #374712 Report a problem | ||
| 5/25/2012 | Price change | $174,500-3%$76/sqft |
Source: Visual Tour #374712 Report a problem | ||
| 4/17/2012 | Price change | $179,900-5.3%$78/sqft |
Source: Owner Report a problem | ||
| 3/4/2012 | Price change | $189,900+5.6%$83/sqft |
Source: Owner Report a problem | ||
| 1/15/2012 | Price change | $179,900-5.3%$78/sqft |
Source: Tri-Star Realty #A1544215 Report a problem | ||
| 12/29/2011 | Price change | $189,900+5.6%$83/sqft |
Source: Owner Report a problem | ||
| 9/1/2011 | Listed for sale | $179,900+28.5%$78/sqft |
Source: Tri-Star Realty #A1544215 Report a problem | ||
| 5/3/2010 | Sold | $140,000-22.2%$61/sqft |
Source: Public Record Report a problem | ||
| 10/2/2009 | Price change | $179,900-5.3%$78/sqft |
Source: Coldwell Banker Riverland Realty #323892 Report a problem | ||
| 6/6/2009 | Price change | $189,900-20.5%$83/sqft |
Source: Coldwell Banker Riverland Realty #323892 Report a problem | ||
| 12/13/2008 | Listed for sale | $239,000$104/sqft |
Source: Coldwell Banker Riverland Realty #323892 Report a problem | ||
| 8/8/2008 | Listing removed | $239,000$104/sqft |
Source: Coldwell Banker** #284588 Report a problem | ||
| 4/30/2008 | Price change | $239,000-7.7%$104/sqft |
Source: Coldwell Banker** #284588 Report a problem | ||
| 2/19/2008 | Price change | $259,000-3.7%$113/sqft |
Source: Visual Tour #284588 Report a problem | ||
| 1/18/2008 | Listed for sale | $269,000$117/sqft |
Source: Visual Tour #284588 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,396 +0% | $261,880 +0.8% |
| 2023 | $4,396 +6.7% | $259,693 +7.8% |
| 2022 | $4,119 +162.9% | $240,841 +105.7% |
| 2021 | $1,567 +0.5% | $117,104 +1.4% |
| 2020 | $1,560 +1.8% | $115,487 +2.3% |
| 2019 | $1,533 | $112,891 +1.9% |
| 2018 | $1,533 +7.2% | $110,786 +2.1% |
| 2017 | $1,429 +2.3% | $108,507 +2.1% |
| 2016 | $1,398 | $106,275 +0.7% |
| 2015 | $1,398 +11.9% | $105,536 +5% |
| 2014 | $1,249 +2.7% | $100,558 +1.5% |
| 2013 | $1,217 -0.9% | $99,072 -0.4% |
| 2012 | $1,228 -9.3% | $99,442 -7.4% |
| 2011 | $1,354 -2% | $107,364 -2.2% |
| 2010 | $1,382 +5.5% | $109,804 +2.7% |
| 2009 | $1,310 +1.4% | $106,917 +0.1% |
| 2008 | $1,293 -9.5% | $106,811 +3% |
| 2007 | $1,428 -5.5% | $103,700 +2.5% |
| 2006 | $1,511 +2.1% | $101,172 +3% |
| 2005 | $1,481 | $98,225 +3% |
| 2004 | $1,481 -4.8% | $95,365 +4% |
| 2002 | $1,556 +9.1% | $91,674 +4.6% |
| 2001 | $1,426 | $87,603 |
| 2000 | $1,426 | $87,603 |
Find assessor info on the county website
Monthly payment
Est. payment
$2,205/mo
Principal & interest
$1711
Property taxes
$474
HOA Fees
$20
More affordability tools
Climate risks
Neighborhood: 34431
Nearby schools
GreatSchools rating
- 5/10Dunnellon Elementary SchoolGrades: PK-5Distance: 3.5 mi
- 4/10Dunnellon Middle SchoolGrades: 6-8Distance: 3.5 mi
- 2/10Dunnellon High SchoolGrades: 9-12Distance: 3.6 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Marion County
- Dunnellon
- 34431
- 20949 SW 81st Loop






