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For sale
  • $350,900

    20949 SW 81st Loop, Dunnellon, FL 34431

    3beds
    2,298sqft
    : 
    Single Family Residence
    Built in 1978
    1.14 Acres Lot
    $333,900 Zestimate®
    $153/sqft
    $20/mo HOA

    What's special

    Storage shedMaster suiteReal wood-burning fireplaceNew laminate flooring throughoutLow-e thermal pane windowsStainless steel appliancesFreshly redone asphalt driveway
    Charming country home full of character and curb appeal, perfectly situated on a spacious 1.14-acre corner lot in the desirable Rainbow Springs Woodlands community. This split-level home features a 2-car garage on the lower level and a thoughtfully designed 3-bedroom, 2-bath split floor plan above. Step inside to a warm and inviting living room highlighted by a real wood-burning fireplace—perfect for cozy evenings. The home has been extensively updated over the years, blending classic charm with modern convenience. Recent improvements include Low-E thermal pane windows, new laminate flooring throughout, and beautifully updated maple kitchen cabinets paired with stainless steel appliances, including a brand-new refrigerator (2025). Additional upgrades provide peace of mind and added value, such as a new roof (March 2026), new well pump (2024), insulated garage door, gutters, and a whole-house water filtration and softener system. The home has also been freshly painted inside and out, including the master suite, main living areas, and exterior (2025), along with updates to the front deck and wood fencing. Outside, enjoy the expansive yard featuring 14 newly planted azalea bushes (2025), a storage shed, and a freshly redone asphalt driveway (2026). High-speed internet is available, making this home as practical as it is picturesque. Residents of Rainbow Springs Woodlands enjoy a low annual HOA fee and exclusive access to the pristine Rainbow River through a private park and pavilion, along with a community center and restaurant. Conveniently located just minutes from downtown Dunnellon, this move-in-ready home truly checks all the boxes for comfort, style, and location.
    31 days
    |
    710
    |
    48
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listing Provided by:

    Karen Kirkland 352-304-4736,

    PLATINUM HOMES AND LAND REALTY 352-565-7555

    Source: Stellar MLS,MLS#: OM722176MLS LogoOriginating MLS: Ocala - Marion

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Attic, Florida Room, Dining Room, Living Room, Great Room, Utility Room
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 288 Square Feet
      • Dimensions: 12x24
      Kitchen
      • Level: First
      • Area: 120 Square Feet
      • Dimensions: 10x12
      Living room
      • Level: First
      • Area: 405 Square Feet
      • Dimensions: 15x27
      Heating
      • Central, Electric, Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
      • Laundry: Inside, Laundry Room
      Features
      • Ceiling Fan(s), Living Room/Dining Room Combo, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat
      • Flooring: Carpet, Ceramic Tile, Laminate
      • Doors: French Doors, Outdoor Shower
      • Windows: Blinds, Drapes, Insulated Windows, Rods, Window Treatments
      • Basement: Other
      • Has fireplace: Yes
      • Fireplace features: Living Room, Wood Burning
      Interior area
      • Total structure area: 3,368
      • Total interior livable area: 2,298 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener, Garage Faces Side, Under Building
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Multi/Split
      • Patio & porch: Deck, Enclosed
      • Exterior features: Dog Run, Irrigation System, Lighting, Outdoor Shower, Rain Gutters, Storage
      • Fencing: Chain Link,Wood
      Lot
      • Size: 1.14 Acres
      • Dimensions: 171 x 290
      • Features: Corner Lot, Landscaped, Oversized Lot
      • Residential vegetation: Mature Landscaping, Trees/Landscaped
      Details
      • Additional structures: Kennel/Dog Run, Shed(s)
      • Parcel number: 3292066062
      • Zoning: A1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Brick, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1978

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Street Lights, Water Available, Water Connected

      Community & HOA

      Community
      • Features: Water Access, Clubhouse, Deed Restrictions, Fitness Center, Golf, Pool, Restaurant, Tennis Court(s)
      • Security: Security Lights, Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: RAINBOW SPRINGS WOODLANDS
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Fence Restrictions, Fitness Center, Golf Course, Pool, Tennis Court(s)
      • Services included: Community Pool, Recreational Facilities
      • HOA fee: $20 monthly
      • HOA name: Amy Martin
      • HOA phone: 352-489-1621
      Location
      • Region: Dunnellon

      Financial & listing details

      • Price per square foot: $153/sqft
      • Tax assessed value: $261,880
      • Annual tax amount: $4,991
      • Date on market: 4/5/2026
      • Cumulative days on market: 32 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved
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        Estimated market value

        $333,900

        $317,000 - $351,000

        $2,016/mo

        Price history

        DateEventPrice
        4/5/2026Listed for sale$350,900+49.3%$153/sqft
        Source: Stellar MLS #OM722176 Report a problem
        4/16/2021Sold$235,000-2%$102/sqft
        Source: Public Record Report a problem
        3/4/2021Pending sale$239,900$104/sqft
        Source: Stellar MLS #OM614156 Report a problem
        1/20/2021Listed for sale$239,900+56.8%$104/sqft
        Source: Stellar MLS #OM614156 Report a problem
        11/3/2014Sold$153,000-7.2%$67/sqft
        Source: Public Record Report a problem
        8/12/2014Listed for sale$164,900+3.1%$72/sqft
        Source: Shaw Realty, LLC #411644 Report a problem
        3/1/2014Listing removed$159,900$70/sqft
        Source: Foxfire Realty #394953 Report a problem
        10/3/2013Price change$159,900-4.8%$70/sqft
        Source: Foxfire Realty #394953 Report a problem
        8/17/2013Listed for sale$167,900-0.9%$73/sqft
        Source: Foxfire Realty #394953 Report a problem
        5/24/2013Listing removed$169,500$74/sqft
        Source: Coldwell Banker Riverland Realty #374712 Report a problem
        9/5/2012Price change$169,500-2.9%$74/sqft
        Source: Coldwell Banker Riverland Realty #374712 Report a problem
        5/25/2012Price change$174,500-3%$76/sqft
        Source: Visual Tour #374712 Report a problem
        4/17/2012Price change$179,900-5.3%$78/sqft
        Source: Owner Report a problem
        3/4/2012Price change$189,900+5.6%$83/sqft
        Source: Owner Report a problem
        1/15/2012Price change$179,900-5.3%$78/sqft
        Source: Tri-Star Realty #A1544215 Report a problem
        12/29/2011Price change$189,900+5.6%$83/sqft
        Source: Owner Report a problem
        9/1/2011Listed for sale$179,900+28.5%$78/sqft
        Source: Tri-Star Realty #A1544215 Report a problem
        5/3/2010Sold$140,000-22.2%$61/sqft
        Source: Public Record Report a problem
        10/2/2009Price change$179,900-5.3%$78/sqft
        Source: Coldwell Banker Riverland Realty #323892 Report a problem
        6/6/2009Price change$189,900-20.5%$83/sqft
        Source: Coldwell Banker Riverland Realty #323892 Report a problem
        12/13/2008Listed for sale$239,000$104/sqft
        Source: Coldwell Banker Riverland Realty #323892 Report a problem
        8/8/2008Listing removed$239,000$104/sqft
        Source: Coldwell Banker** #284588 Report a problem
        4/30/2008Price change$239,000-7.7%$104/sqft
        Source: Coldwell Banker** #284588 Report a problem
        2/19/2008Price change$259,000-3.7%$113/sqft
        Source: Visual Tour #284588 Report a problem
        1/18/2008Listed for sale$269,000$117/sqft
        Source: Visual Tour #284588 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,396 +0%$261,880 +0.8%
        2023$4,396 +6.7%$259,693 +7.8%
        2022$4,119 +162.9%$240,841 +105.7%
        2021$1,567 +0.5%$117,104 +1.4%
        2020$1,560 +1.8%$115,487 +2.3%
        2019$1,533 $112,891 +1.9%
        2018$1,533 +7.2%$110,786 +2.1%
        2017$1,429 +2.3%$108,507 +2.1%
        2016$1,398 $106,275 +0.7%
        2015$1,398 +11.9%$105,536 +5%
        2014$1,249 +2.7%$100,558 +1.5%
        2013$1,217 -0.9%$99,072 -0.4%
        2012$1,228 -9.3%$99,442 -7.4%
        2011$1,354 -2%$107,364 -2.2%
        2010$1,382 +5.5%$109,804 +2.7%
        2009$1,310 +1.4%$106,917 +0.1%
        2008$1,293 -9.5%$106,811 +3%
        2007$1,428 -5.5%$103,700 +2.5%
        2006$1,511 +2.1%$101,172 +3%
        2005$1,481 $98,225 +3%
        2004$1,481 -4.8%$95,365 +4%
        2002$1,556 +9.1%$91,674 +4.6%
        2001$1,426 $87,603
        2000$1,426 $87,603

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $2,205/mo
        Principal & interest
        $1711
        Property taxes
        $474
        HOA Fees
        $20
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          Climate risks

          Neighborhood: 34431

          Getting around

          4 / 100
          Car-Dependent
          19 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

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