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For sale
    • $825,000

    2301 Surf Rd, Panacea, FL 32346

    3beds
    1,856sqft
    : 
    $5,228/mo
    Get pre-qualified
    Single Family Residence
    Built in 1992
    0.33 Acres Lot
    $797,700 Zestimate®
    $445/sqft
    $-- HOA

    What's special

    Direct gulf accessVentless gas fireplaceCovered boat liftRv hookupGranite and quartz countertopsIrrigated manicured backyardSpacious primary suite
    Beautifully renovated bayfront home with direct Gulf access and stunning waterfront views! This elevated 3BR/2BA retreat was extensively updated in 2023 and features custom kitchen cabinetry, granite and quartz countertops, all-new appliances, new LVP flooring and lighting, a ventless gas fireplace, and Rinnai tankless water heater. The spacious primary suite offers a large walk-in closet and spa-style ensuite with a wet-room Jacuzzi soaking tub, dual shower heads, and body sprays. A wall of patio doors fills the home with natural light and peaceful water views. Designed for the ultimate Florida waterfront lifestyle, the property includes a deep-water dock with Sure-Step decking, covered boat lift, two jet ski lifts, electric, water, and fish-cleaning station, all added in 2021, plus a new seawall with stairs to the beach in 2023. Additional upgrades include a new roof, windows, and patio doors in 2021, RV hookup, buried propane tank with generator-ready hookup, irrigated manicured backyard, privacy fencing with automatic gated entry, and abundant parking with five spacious bays under the home. One of the rare Surf Rd properties where you can enjoy both sunrises and sunsets over the water. Boat, jet skis, and furniture negotiable. Move-in ready coastal living at its finest—enjoy boating, fishing, entertaining, and relaxing waterfront living right from your backyard. The biking/walking path along Surf Rd stretches for miles in either direction, and this golf-cart-friendly community makes it easy to ride to nearby shops, restaurants, and Mashes Sands Beach. Shed combo is 4321.
    8 days
    |
    284
    |
    10
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Denita Sky 850-755-7529,

    Waypoint Properties

    Source: TBR,MLS#: 403455MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Other, Screened Porch, Sunroom, Utility Room
      Primary bedroom
      • Dimensions: 17x14
      Bedroom 2
      • Dimensions: 12x12
      Bedroom 3
      • Dimensions: 12x12
      Dining room
      • Dimensions: 10x10
      Family room
      • Dimensions: -
      Kitchen
      • Dimensions: 14x14
      Living room
      • Dimensions: 33x20
      Other
      • Dimensions: 12x24
      Heating
      • Central, Fireplace(s)
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Dryer, Dishwasher, Disposal, Ice Maker, Microwave, Oven, Range, Refrigerator, Washer
      Features
      • Tray Ceiling(s), High Ceilings, Jetted Tub, Vaulted Ceiling(s), Split Bedrooms, Sun Room, Walk-In Closet(s)
      • Flooring: Plank, Tile, Vinyl
      • Has fireplace: Yes
      • Fireplace features: Gas
      Interior area
      • Total structure area: 1,856
      • Total interior livable area: 1,856 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Carport, Three or more Spaces, Gated
      • Carport spaces: 3
      Features
      • Stories: 1
      • Patio & porch: Deck, Porch, Screened
      • Exterior features: Sprinkler/Irrigation
      • Has spa: Yes
      • Fencing: Privacy
      • Has view: Yes
      • View description: Bay, Trees/Woods
      • Has water view: Yes
      • Water view: Bay
      • Waterfront features: Bay Access
      Lot
      • Size: 0.33 Acres
      • Dimensions: 80 x 190 x 80 x 187
      Details
      • Parcel number: 12129026S02W03303659044
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary/Modern,One Story
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement, Wood Siding
      Condition
      • Year built: 1992

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Security: Security System Owned
      • Subdivision: Tarpon Shores
      HOA
      • Has HOA: Yes
      • Services included: Trash
      Location
      • Region: Panacea

      Financial & listing details

      • Price per square foot: $445/sqft
      • Tax assessed value: $405,255
      • Annual tax amount: $3,291
      • Date on market: 8/8/2026
      • Cumulative days on market: 89 days
      • Listing terms: Conventional,FHA,Owner May Carry,USDA Loan,VA Loan
      • Road surface type: Paved

        Estimated market value

        $797,700

        $758,000 - $838,000

        $2,449/mo

        Price history

        DateEventPrice
        8/8/2026Listed for sale$825,000+312.5%$445/sqft
        Source: TBR #403455 Report a problem
        2/5/2019Sold$200,000+566.7%$108/sqft
        Source: Public Record Report a problem
        3/19/2003Sold$30,000$16/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,291 +4%$251,097 +2.9%
        2024$3,163 +2.7%$244,020 +3%
        2023$3,081 +9.5%$236,913 +8.5%
        2022$2,813 +5.8%$218,276 +7.3%
        2021$2,659 +4%$203,414 +1.4%
        2020$2,558 $200,606 +34%
        2019$2,558 +39.4%$149,704 +1.9%
        2018$1,835 $146,913 +2.1%
        2017$1,835 $143,891 +2.1%
        2016$1,835 -5.9%$140,931 +0.7%
        2015$1,949 $139,951 +5.5%
        2014$1,949 $132,704 +1.5%
        2013-- $130,743 +1.7%
        2012-- $128,558 +3%
        2011-- $124,814 +1.5%
        2010-- $122,969 +2.7%
        2009-- $119,736 -0.9%
        2008-- $120,819 +2.5%
        2007-- $117,872 +3%
        2006-- $114,439 +3%
        2005-- $111,106 +3%
        2004-- $107,870 +4.6%
        2003-- $103,086 +2.4%
        2002-- $100,670 +1.6%
        2001-- $99,085 +2.7%
        2000-- $96,480
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32346

        Getting around

        0 / 100
        Car-Dependent
        32 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: MEDART
        • Middle: WAKULLA
        • High: WAKULLA

        Source: TBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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