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Coming soon 07/15
  • $375,000

    3524 Ludgate Rd, Chester, VA 23831

    3beds
    1,840sqft
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    Single Family Residence
    Built in 1988
    0.27 Acres Lot
    $384,800 Zestimate®
    $204/sqft
    $-- HOA

    What's special

    Welcome to this beautifully maintained 3 bed, 2.5 bath Colonial in the desirable Summit Point subdivision! Offering over 1,800 sq ft of comfortable living space, this charming home combines timeless character, functional living, and an exceptional oversized detached garage. A classic country front porch creates a warm first impression and welcomes you inside, where the tiled foyer opens to a formal dining room featuring crown molding, chair rail molding, and NEW carpet. Just beyond, the spacious family room is filled with character, showcasing NEW carpet, rich wood accents, a cozy wood-burning brick fireplace with a wood mantel, and direct access to the rear deck overlooking the backyard. The eat-in kitchen is designed for everyday living and entertaining with abundant solid wood cabinetry, generous countertop space, a pantry, additional storage pantry, utility closet, and a sunny breakfast area. A convenient first-floor laundry room, half bath, and built-in shelving add even more functionality. Upstairs, the spacious primary suite offers a walk-in closet and private ensuite bath with tile flooring and a tiled walk-in shower. Two additional bedrooms share a full hall bath with tile flooring, tiled tub surround, and single vanity, while a large walk-in storage closet and separate linen closet provide exceptional storage. Step outside to enjoy the expansive rear deck overlooking the backyard with mature landscaping, a 6-foot privacy fence, and detached storage shed. The oversized detached garage is a standout feature, complete with electricity, bright lighting, and ample room for vehicles, a workshop, hobbies, or recreational equipment. Above the garage, the finished attic provides an abundance of easily accessible storage, making this an incredibly versatile extension of the home. Located in an established neighborhood with mature trees and classic curb appeal, this move-in-ready home offers the perfect combination of comfort, character, storage, and outdoor living. Must see!
    7 days
    |
    725
    |
    32
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    James Nay 804-704-1944,

    River City Elite Properties - Real Broker

    Source: CVRMLS,MLS#: 2618183MLS LogoOriginating MLS: Central Virginia Regional MLS

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Description: Carpet, Lighted Ceiling Fan, WIC, En-Suite
      • Level: Second
      • Dimensions: 15.5 x 13.1
      Bedroom 2
      • Description: Carpet, Lighted Ceiling, Closet
      • Level: Second
      • Dimensions: 15.1 x 10.10
      Bedroom 3
      • Description: Carpet, Lighted Ceiling Fan, Closet
      • Level: Second
      • Dimensions: 11.5 x 10.11
      Dining room
      • Description: NEW Carpet, Lighted Ceiling Fan, Chair/Crown Mold
      • Level: First
      • Dimensions: 15.3 x 11.8
      Other
      • Description: Tub & Shower
      • Level: Second
      Half bath
      • Level: First
      Kitchen
      • Description: Eat-In, Lighted Ceiling Fan, Pantry
      • Level: First
      • Dimensions: 29.1 x 10.6
      Living room
      • Description: NEW Carpet, Fireplace, Lighted Ceiling Fan
      • Level: First
      • Dimensions: 22.6 x 19.1
      Heating
      • Electric, Heat Pump
      Cooling
      • Electric
      Appliances
      • Included: Dryer, Dishwasher, Electric Cooking, Electric Water Heater, Oven, Refrigerator, Stove, Water Heater, Washer
      Features
      • Ceiling Fan(s), Dining Area, Eat-in Kitchen, Fireplace, High Speed Internet, Bath in Primary Bedroom, Pantry, Solid Surface Counters, Wired for Data, Walk-In Closet(s)
      • Flooring: Partially Carpeted, Tile
      • Basement: Crawl Space
      • Attic: Access Only
      • Number of fireplaces: 1
      • Fireplace features: Masonry, Wood Burning
      Interior area
      • Total interior livable area: 1,840 sqft
      • Finished area above ground: 1,840
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Direct Access, Detached, Garage, Oversized, Storage
      • Garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Front Porch
      • Exterior features: Storage, Shed
      • Pool features: None
      • Fencing: Back Yard,Fenced
      Lot
      • Size: 0.27 Acres
      Details
      • Parcel number: 792659254700000
      • Zoning description: R7

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Two Story,Transitional
      • Property subtype: Single Family Residence
      Materials
      • Drywall, Frame, Hardboard
      • Roof: Shingle
      Condition
      • Resale
      • New construction: No
      • Year built: 1988

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Summit Point
      Location
      • Region: Chester

      Financial & listing details

      • Price per square foot: $204/sqft
      • Tax assessed value: $366,900
      • Annual tax amount: $3,265
      • Date on market: 7/4/2026
      • Ownership: Individuals
      • Ownership type: Sole Proprietor

        Estimated market value

        $384,800

        $366,000 - $404,000

        $2,376/mo

        Price history

        DateEventPrice
        7/3/2026Listing removed$375,000$204/sqft
        Source: CVRMLS #2617747 Report a problem
        7/2/2026Listed for sale$375,000+146.7%$204/sqft
        Source: CVRMLS #2617747 Report a problem
        10/29/2001Sold$152,000+27.7%$83/sqft
        Source: Public Record Report a problem
        11/22/1996Sold$119,000$65/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,087 +1%$346,800 +2.2%
        2024$3,056 +13.1%$339,500 +14.3%
        2023$2,702 +5.8%$296,900 +7%
        2022$2,553 +14.1%$277,500 +17.8%
        2021$2,237 +2.7%$235,500 +2.7%
        2020$2,178 +3.1%$229,300 +3.1%
        2019$2,114 +60.2%$222,500 +6.2%
        2018$1,319 +7.9%$209,600 +3%
        2017$1,223 $203,500 +3.8%
        2016$1,223 +107.8%$196,000 +3.9%
        2015$588 -49%$188,600 +1.9%
        2014$1,154 $185,000
        2013-- $185,000 -1.3%
        2012-- $187,400 -3.6%
        2011-- $194,300 -4%
        2010-- $202,500 -3.1%
        2009-- $208,900 -6%
        2008-- $222,200 +20.1%
        2007-- $185,000 +21.6%
        2005-- $152,200 +1.3%
        2004-- $150,200 +11.8%
        2003-- $134,300 +1.5%
        2002-- $132,300 +5.5%
        2001-- $125,400
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 23831

        Getting around

        8 / 100
        Car-Dependent
        21 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Curtis
        • Middle: Elizabeth Davis
        • High: Thomas Dale

        Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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