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  • Price cut: $4.9K (8/25)
    $419,900

    38 E Swift Creek Rd, Fletcher, NC 28732

    3beds
    1,390sqft
    : 
    $2,582/mo
    Get pre-qualified
    Single Family Residence
    Built in 2014
    0.17 Acres Lot
    $415,900 Zestimate®
    $302/sqft
    $33/mo HOA

    What's special

    Newer interior paintFully fenced backyardBright clean welcoming feelUnder-cabinet lightingAdditional attic storageNew refrigerator and microwaveExtended parking area
    This is the kind of home buyers hope to find in River Stone - original-owner, exceptionally well cared for, thoughtfully upgraded, and truly move-in ready. From the moment you walk in, it’s obvious how meticulously this home has been maintained. Newer LifeProof LVP flooring runs throughout with no carpet, complemented by newer interior paint and a bright, clean, welcoming feel. The kitchen features leathered granite countertops, under-cabinet lighting, a new refrigerator and microwave, and plenty of workspace and storage. The bathrooms have also been beautifully updated with leathered granite, including a newer custom tile shower in the primary suite. Outside is just as impressive. The fully fenced backyard offers a 12' x 24' covered Trex deck with ceiling fans, additional lighting, and a mounted TV that conveys with the home - perfect for relaxing, entertaining, or watching the game outside. A storage building provides even more space, and the extended parking area is a huge bonus. And then there’s the garage. This is not your average garage. Heated and cooled with its own mini-split and finished with incredible attention to detail, it offers approximately 370 additional square feet (NOT included in total heated living square feet) of air-conditioned and heated space that could easily serve as a home office, game room, workout space, hobby room, man cave, or the ultimate garage setup. Additional attic storage gives you even more room to keep everything organized. All of this is in highly sought-after River Stone, within walking distance of the neighborhood pool, playground and picnic area, plus the community’s popular weekly food trucks. Perfectly situated between Asheville and Hendersonville and located in the desirable Glenn Marlow, Rugby and West Henderson school district. Homes this immaculate don’t come along often. If you’ve been waiting for one that has been lovingly maintained, extensively upgraded, and requires absolutely nothing but moving in, this may be the one.
    14 days
    |
    1,144
    |
    29
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Caryn Huggins Caryn@SouthernRootsRealEstate.net,

    Southern Roots Real Estate

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4413566MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bedrooms: 3
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Split BR Plan, Vaulted Ceiling(s)
      • Level: Main
      • Area: 170.84 Square Feet
      • Dimensions: 13' 7" X 12' 7"
      Bedroom s
      • Level: Main
      • Area: 111.05 Square Feet
      • Dimensions: 10' 4" X 10' 9"
      Bedroom s
      • Level: Main
      • Area: 165.38 Square Feet
      • Dimensions: 10' 6" X 15' 9"
      Bathroom full
      • Features: Vaulted Ceiling(s)
      • Level: Main
      • Area: 59.99 Square Feet
      • Dimensions: 10' 7" X 5' 8"
      Bathroom full
      • Level: Main
      • Area: 47.85 Square Feet
      • Dimensions: 9' 5" X 5' 1"
      Dining area
      • Level: Main
      • Area: 77.72 Square Feet
      • Dimensions: 9' 4" X 8' 4"
      Kitchen
      • Level: Main
      • Area: 89.49 Square Feet
      • Dimensions: 9' 5" X 9' 6"
      Laundry
      • Level: Main
      • Area: 15.59 Square Feet
      • Dimensions: 2' 9" X 5' 8"
      Living room
      • Features: Ceiling Fan(s), Vaulted Ceiling(s)
      • Level: Main
      • Area: 406.06 Square Feet
      • Dimensions: 22' 3" X 18' 3"
      Heating
      • Ductless, Forced Air, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air, Ductless
      Appliances
      • Included: Dishwasher, Disposal, Electric Oven, Electric Range, Gas Water Heater, Microwave, Refrigerator
      • Laundry: Laundry Closet, Main Level
      Features
      • Pantry
      • Flooring: Vinyl
      • Doors: Insulated Door(s)
      • Windows: Insulated Windows
      • Has basement: No
      • Attic: Pull Down Stairs
      Interior area
      • Total structure area: 1,390
      • Total interior livable area: 1,390 sqft
      • Finished area above ground: 1,390
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Garage on Main Level
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: 2 car attached heated & cooled garage.
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Deck, Rear Porch
      • Pool features: Community
      • Fencing: Back Yard,Fenced,Partial,Privacy
      Lot
      • Size: 0.17 Acres
      • Features: Level
      Details
      • Additional structures: Shed(s)
      • Parcel number: 1016743
      • Zoning: R-1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Stone, Vinyl
      • Foundation: Slab
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 2014

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City
      • Utilities for property: Underground Power Lines, Underground Utilities

      Community & HOA

      Community
      • Features: Picnic Area, Playground, Recreation Area, Street Lights
      • Security: Carbon Monoxide Detector(s), Security System, Smoke Detector(s)
      • Subdivision: River Stone
      HOA
      • Has HOA: Yes
      • HOA fee: $400 annually
      • HOA name: IPM
      • HOA phone: 828-650-6875
      Location
      • Region: Fletcher

      Financial & listing details

      • Price per square foot: $302/sqft
      • Tax assessed value: $397,400
      • Annual tax amount: $2,130
      • Date on market: 8/12/2026
      • Cumulative days on market: 15 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Exclusions: snap together garage floor, wall mounted pressure washer, garage cabinets
      • Road surface type: Concrete, Paved

        Estimated market value

        $415,900

        $395,000 - $437,000

        $2,483/mo

        Price history

        DateEventPrice
        8/25/2026Price change$419,900-1.2%$302/sqft
        Source: Canopy MLS as distributed by MLS GRID #4413566 Report a problem
        8/21/2026Price change$424,8000%$306/sqft
        Source: Canopy MLS as distributed by MLS GRID #4413566 Report a problem
        8/12/2026Listed for sale$424,900+138.7%$306/sqft
        Source: Canopy MLS as distributed by MLS GRID #4413566 Report a problem
        9/5/2014Sold$178,000$128/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,130 $397,400
        2024$2,130 $397,400
        2023$2,130 +31.9%$397,400 +66.3%
        2022$1,615 $238,900
        2021-- $238,900
        2020$1,615 $238,900
        2019$1,615 $238,900 +31.6%
        2018$1,615 +30.8%$181,600
        2017$1,235 $181,600
        2016-- $181,600
        2015-- $181,600
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28732

        Getting around

        3 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Glen Marlow
        • Middle: Rugby
        • High: West Henderson

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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