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  • Listed by: RE/MAX First Choice • JoAnn M Meier
    $228,500

    404 S Main St, Waterloo, IL 62298

    3beds
    1,484sqft
    : 
    $1,561/mo
    Get pre-qualified
    Single Family Residence
    Built in 1908
    0.39 Acres Lot
    $241,600 Zestimate®
    $154/sqft
    $-- HOA

    What's special

    Fresh paint throughoutBeautiful oversized yardCeiling fansUpdated light fixturesNew carpetingBeautiful white wood blindsPeaceful park-like setting
    Originally built in 1908 and thoughtfully expanded over the years, this beautifully updated 3-bedroom, 2-bath home perfectly blends timeless character with today’s modern conveniences. Offering approximately 1,484 square feet of living space on a spacious lot of over one-third acre, this property is surrounded by mature shade trees that create a peaceful, park-like setting. The expansive backyard is ideal for entertaining, gardening, or simply relaxing, and offers ample space to add a detached garage—a desirable feature in this established neighborhood. Enjoy your morning coffee or evening sunsets from the backyard deck while taking in the beautiful surroundings. Inside, you’ll appreciate the extensive updates that make this home truly move-in ready. Recent improvements include fresh paint throughout, new luxury vinyl plank flooring, new carpeting, updated light fixtures, ceiling fans, and beautiful white wood blinds. The inviting living room features a decorative fireplace with electric logs, creating a warm and cozy focal point. The kitchen has been refreshed with updated cabinetry, a new drop ceiling, and all new appliances, making it both functional and attractive for everyday living. Both bathrooms have been updated with new adult-height vanities and modern finishes. Additional features include a spacious main-floor laundry room, gas forced-air furnace and central air conditioning, two built-in bookcases that add charm and functionality, and a cellar beneath the original portion of the home, while the remainder of the house is situated on a crawlspace. Major exterior improvements include a new roof and a chimney that has been professionally tuck-pointed and painted, providing both curb appeal and peace of mind for years to come. If you’ve been searching for a home that offers character, modern updates, a beautiful oversized yard, and room to grow, this is the one. With the major improvements already completed, all that’s left to do is move in and enjoy!
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    Zillow last checked:

    Listing updated:

    Listed by:

    JoAnn M Meier 618-779-4624,

    RE/MAX First Choice

    Source: MARIS,MLS#: 26045645MLS LogoOriginating MLS: Southwestern Illinois Board of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Primary bedroom
      • Features: Floor Covering: Carpeting
      • Level: Main
      • Area: 165
      • Dimensions: 15x11
      Bathroom
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 54
      • Dimensions: 9x6
      Bathroom 2
      • Features: Floor Covering: Carpeting
      • Level: Main
      • Area: 168
      • Dimensions: 14x12
      Bathroom 2
      • Features: Floor Covering: Carpeting
      • Level: Main
      • Area: 140
      • Dimensions: 14x10
      Bathroom 2
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 64
      • Dimensions: 8x8
      Kitchen
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 187
      • Dimensions: 17x11
      Laundry
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 30
      • Dimensions: 6x5
      Living room
      • Features: Floor Covering: Carpeting
      • Level: Main
      • Area: 208
      • Dimensions: 16x13
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Microwave, Gas Oven, Free-Standing Gas Range, Refrigerator, Water Heater
      Features
      • Flooring: Carpet, Laminate
      • Basement: Cellar,Crawl Space
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 1,484
      • Total interior livable area: 1,484 sqft
      • Finished area above ground: 1,484

      Property

      Features
      • Levels: One
      • Patio & porch: Deck
      • Fencing: None
      Lot
      • Size: 0.39 Acres
      • Dimensions: 57 x 209 x 211 x 91
      • Features: Level, Rectangular Lot
      Details
      • Parcel number: 0725434003000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      Condition
      • Year built: 1908

      Utilities & green energy

      • Electric: Single Phase
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Rose & Omelveneys Add
      HOA
      • Has HOA: No
      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $154/sqft
      • Tax assessed value: $126,180
      • Annual tax amount: $2,629
      • Date on market: 7/22/2026
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Electric utility on property: Yes

        Estimated market value

        $241,600

        $220,000 - $263,000

        $1,709/mo

        Price history

        DateEventPrice
        7/22/2026Listed for sale$228,500+69.4%$154/sqft
        Source: MARIS #26045645 Report a problem
        2/10/2021Listing removed--
        Source: Zillow Rental Manager Report a problem
        2/8/2021Listed for rent$1,300+8.3%$1/sqft
        Source: Zillow Rental Manager Report a problem
        12/28/2020Listing removed--
        Source: Owner Report a problem
        12/3/2020Listed for rent$1,200$1/sqft
        Source: Owner Report a problem
        7/6/2019Listing removed$134,900$91/sqft
        Source: Keller Williams Marquee #19035386 Report a problem
        6/15/2019Pending sale$134,900$91/sqft
        Source: Keller Williams Marquee #19035386 Report a problem
        5/14/2019Listed for sale$134,900-1.5%$91/sqft
        Source: Keller Williams Marquee #19035386 Report a problem
        3/8/2019Listing removed$136,900+0.3%$92/sqft
        Source: CENTURY 21 Advantage Real Estate, Inc. #18087989 Report a problem
        3/2/2019Price change$136,500-0.3%$92/sqft
        Source: Owner Report a problem
        11/5/2018Listed for sale$136,900+9.5%$92/sqft
        Source: Century 21 Advantage #18087989 Report a problem
        2/8/2007Sold$125,000+40.4%$84/sqft
        Source: Public Record Report a problem
        3/1/2006Sold$89,000$60/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,629 +0.8%$42,060 +1.1%
        2023$2,609 -0.9%$41,620 +0.8%
        2022$2,633 $41,310 -4.1%
        2021-- $43,070 +7.9%
        2020-- $39,910
        2019-- $39,910 +6.3%
        2018$2,138 $37,560 -1.8%
        2017$2,138 $38,236 -2%
        2016$2,138 -12.6%$39,000 -9.1%
        2015$2,448 +17.1%$42,890 +10.7%
        2014$2,091 $38,740 -0.7%
        2012$2,091 $39,010 -1.3%
        2011-- $39,510
        2010-- $39,510 +9.4%
        2009-- $36,130 +2.7%
        2008-- $35,190 +0.4%
        2007-- $35,060
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 62298

        Getting around

        75 / 100
        Very Walkable
        43 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Waterloo Dist 5
        • Middle: Waterloo Dist 5
        • High: Waterloo

        Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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