Glorious Bel Marin Keys! This beautifully appointed water-front single level home is ideally situated on one of the most sought-after streets in the Keys. The sheltered back deck offers a peaceful retreat, protected from the wind - perfect for year-round enjoyment. An open, light-filled floor plan paired with a desirable exposure captures breathtaking, expansive water views and unforgettable sunrises, creating a truly serene waterfront lifestyle. This one-of-a-kind community offers resort-like living with amenities including boating, swimming, water skiing, fishing, etc. along with a community clubhouse that hosts a variety of social events.
Active
$1,575,000
45 Bahama Reef, Novato, CA 94949
3beds
1,625sqft
Est.:
Single Family Residence
Built in 1977
10,619.93 Square Feet Lot
$1,527,600 Zestimate®
$969/sqft
$-- HOA
What's special
Protected from the windWater-front single level homeUnforgettable sunrisesOpen light-filled floor plan
- 18 days |
- 1,348 |
- 43 |
Zillow last checked:
Listing updated:
Listed by:
Sue S Curtis DRE #00596568 415-606-4743,
W Real Estate 707-591-0570
Source: BAREIS,MLS#: 326025794
Originating MLS: Sonoma
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: Main
Bedroom
- Level: Main
Bathroom
- Level: Main
Dining room
- Features: Dining/Living Combo
- Level: Main
Kitchen
- Level: Main
Living room
- Features: Cathedral/Vaulted
- Level: Main
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dryer, Washer
Features
- Basement: None
- Number of fireplaces: 1
- Fireplace features: Gas Log
Interior area
- Total structure area: 1,625
- Total interior livable area: 1,625 sqft
Property
Parking
- Total spaces: 4
- Parking features: Attached, Garage Door Opener, Garage Faces Front
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Waterfront features: Lake Privileges
Lot
- Size: 10,619.93 Square Feet
Details
- Parcel number: 15737308
- Special conditions: Trust
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Condition
- Year built: 1977
Utilities & green energy
- Sewer: Public Sewer
- Water: Water District
- Utilities for property: Electricity Connected, Natural Gas Connected, Public, Sewer Connected
Community & HOA
HOA
- Has HOA: No
Location
- Region: Novato
Financial & listing details
- Price per square foot: $969/sqft
- Tax assessed value: $439,253
- Annual tax amount: $8,821
- Date on market: 4/18/2026
- Electric utility on property: Yes
Estimated market value
$1,527,600
$1.45M - $1.60M
$5,297/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/18/2026 | Listed for sale | $1,575,000$969/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,821 +1.9% | $439,253 +2% |
| 2024 | $8,660 +29.3% | $430,642 +2% |
| 2023 | $6,698 +3% | $422,200 +2% |
| 2022 | $6,501 -6.8% | $413,923 +2% |
| 2021 | $6,979 -3.9% | $405,806 +1% |
| 2020 | $7,261 +3.9% | $401,646 +2% |
| 2019 | $6,990 +1.5% | $393,771 +2% |
| 2018 | $6,890 +1.7% | $386,051 +2% |
| 2017 | $6,774 +5.9% | $378,483 +2% |
| 2016 | $6,395 +1.5% | $371,062 +1.5% |
| 2015 | $6,301 -1.6% | $365,488 +2% |
| 2014 | $6,405 | $358,330 +0.5% |
| 2013 | -- | $356,713 +2% |
| 2012 | -- | $349,720 +2% |
| 2011 | -- | $342,863 +0.8% |
| 2010 | -- | $340,303 -0.2% |
| 2009 | -- | $341,113 +2% |
| 2008 | -- | $334,425 +2% |
| 2007 | -- | $327,868 +2% |
| 2006 | -- | $321,440 +2% |
| 2005 | -- | $315,138 +2% |
| 2004 | -- | $308,960 +1.9% |
| 2003 | -- | $303,300 +2% |
| 2002 | -- | $297,355 +2% |
| 2001 | -- | $291,525 |
Find assessor info on the county website
Monthly payment
Est. payment
$9,387/mo
Principal & interest
$7904
Property taxes
$1483
More affordability tools
Climate risks
Neighborhood: Bel Marin Keys
Nearby schools
GreatSchools rating
- 4/10Hamilton Meadow Park SchoolGrades: K-8Distance: 2.1 mi
- 8/10Novato High SchoolGrades: 9-12Distance: 3.4 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
Local buyer's agents are ready to help
- California
- Marin County
- Novato
- 94949
- Bel Marin Keys
- 45 Bahama Reef





