Welcome to your private mountain retreat in the desirable Wheat Field subdivision of Otto! Nestled in a peaceful setting with only one home above, this property offers privacy, tranquility, and the soothing sounds of nature all around. Enjoy the mountain laurel throughout the subdivision drive to the house. Wildlife lovers will enjoy frequent visits from deer, turkey, and other native wildlife right from their own backyard. The home features a spacious main living area plus a separate basement living space with its own private outside & garage entrance—perfect for rental income, guest quarters, or multi-generational living. Both levels offer a cozy fireplace (upper level) & woodstove (lower level) for colder mountain evenings. A 24x24 wired workshop/garage provides endless possibilities—ideal for hobbies, storage, or future conversion into additional guest quarters or living space. There is also an attached 1-car garage, private well, and plenty of storage throughout. Low HOA fees of just $300 per year make this mountain oasis even more appealing! Easy access. No 4 wheel drive needed. Paved to driveway.
For sale
$425,000
520 Wheat Field Rd, Franklin, NC 28734
3beds
--sqft
Est.:
Residential
Built in 1984
1.26 Acres Lot
$402,100 Zestimate®
$--/sqft
$25/mo HOA
What's special
Plenty of storage throughout
- 8 days |
- 664 |
- 19 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Anette S. Chrisley,
Berkshire Hathaway Homeservices-Great Smokys
Source: Carolina Smokies MLS,MLS#: 26047039
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: First
Bedroom 2
- Level: First
Bedroom 3
- Level: Basement
Bedroom 4
- Level: Basement
Heating
- Electric, Wood, Heat Pump
Cooling
- Heat Pump, Window Unit(s)
Appliances
- Included: Dishwasher, Exhaust Fan, Microwave, Electric Oven/Range, Refrigerator, Washer, Dryer, Other-See Remarks, Electric Water Heater
Features
- Bonus Room, Ceiling Fan(s), Kitchen/FR Combo, Large Master Bedroom, Living/Dining Room, Main Level Living, Primary w/Ensuite, Pantry, Workshop
- Flooring: Carpet, Vinyl, Ceramic Tile
- Windows: Screens
- Basement: Full,Finished,Exterior Entry,Finished Bath
- Attic: Access Only
- Has fireplace: Yes
- Fireplace features: Wood Burning, Wood Burning Stove, Basement
Interior area
- Living area range: 1801-2000 Square Feet
Video & virtual tour
Property
Parking
- Parking features: Garage-Single Attached
- Attached garage spaces: 1
Features
- Levels: Two
- Patio & porch: Deck
- Waterfront features: Stream/Creek
Lot
- Size: 1.26 Acres
- Features: Rolling, Wooded
Details
- Additional structures: Outbuilding/Workshop
- Parcel number: 7501509988
- Other equipment: Generator
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Residential
Materials
- Wood Siding
- Roof: Shingle
Condition
- Year built: 1984
Utilities & green energy
- Sewer: Septic Tank
- Water: Well, Private
Community & HOA
Community
- Subdivision: Wheat Field
HOA
- HOA fee: $300 annually
Location
- Region: Franklin
Financial & listing details
- Tax assessed value: $269,340
- Annual tax amount: $2,138
- Date on market: 4/27/2026
- Listing terms: Cash,Conventional
Estimated market value
$402,100
$382,000 - $422,000
$1,762/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/27/2026 | Listed for sale | $425,000 |
Source: Carolina Smokies MLS #26047039 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,033 | $269,340 |
| 2024 | $1,033 +1.2% | $269,340 |
| 2023 | $1,021 -2.2% | $269,340 +43.8% |
| 2022 | $1,044 | $187,280 |
| 2021 | $1,044 +11.4% | $187,280 |
| 2020 | $938 +1.4% | $187,280 |
| 2019 | $925 | $187,280 -1.9% |
| 2018 | $925 | $190,860 |
| 2017 | -- | $190,860 |
| 2016 | -- | $190,860 +12.7% |
| 2015 | $796 +3.8% | $169,360 +4.4% |
| 2014 | $767 | $162,240 |
| 2013 | $767 | $162,240 |
| 2012 | -- | $162,240 |
| 2011 | -- | $162,240 |
| 2010 | -- | $162,240 |
Find assessor info on the county website
Monthly payment
Est. payment
$2,277/mo
Principal & interest
$2100
Property taxes
$152
HOA Fees
$25
More affordability tools
Climate risks
Neighborhood: 28734
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 5/10South Macon ElementaryGrades: PK-4Distance: 4.9 mi
- 6/10Macon Middle SchoolGrades: 7-8Distance: 6.2 mi
- 6/10Macon Early College High SchoolGrades: 9-12Distance: 6.6 mi
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Macon County
- Franklin
- 28734
- 520 Wheat Field Rd
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