Escape to your own private Colorado mountain retreat in the heart of South Central Colorado, where breathtaking views of the Sangre de Cristo Mountains surround this stunning custom-built ranch home atop Mystic Mountain. Offering nearly 40 acres of secluded mountain land bordering state land, this rare Colorado mountain property combines privacy, adventure, and natural beauty in one extraordinary setting.
This 3-bedroom, 2-bathroom mountain home features 1,408 square feet of thoughtfully designed living space, including a spacious main-level primary suite with en suite bath and a partially finished attic perfect for additional sleeping quarters, office space, or storage. The open-concept floor plan flows effortlessly into an L-shaped kitchen with built-in appliances and a cozy wood-burning stove, creating the perfect Colorado cabin atmosphere. Sold partially furnished and complete with a 2-car attached garage, this home is ideal as a full-time residence, vacation home, hunting lodge, Airbnb investment, or private mountain getaway.
Outdoor enthusiasts will love the 39.85-acre parcel with direct access to endless hiking, hunting, camping, ATV riding, wildlife viewing, and recreational opportunities right outside your door. Relax beneath the new covered patio, garden in raised beds, or enjoy peaceful evenings overlooking the scenic mountain landscape and private man-made pond.
Abundant Colorado wildlife frequents the property, including deer, elk, coyotes, bobcats, brown bears, and even wolves—offering a true backcountry experience unlike any other.
With no close neighbors, no traffic noise, and unmatched panoramic mountain views, this secluded Colorado mountain home offers the perfect blend of tranquility, recreation, and off-grid-style privacy while still providing the comfort of modern living.
For sale
Price cut: $120K (5/26)
$865,000
850 Insula Rd, Westcliffe, CO 81252
3beds
1,408sqft
Est.: Get pre-qualified
Single Family Residence
Built in 2015
39.85 Acres Lot
$932,900 Zestimate®
$614/sqft
$30/mo HOA
What's special
Raised garden bedsElectric heatCharming ranch-style homeBrand-new covered patioCozy wood-burning stove
- 53 days |
- 95 |
- 2 |
Zillow last checked:
Listing updated:
Listed by:
Jackie Shepherd,
Uc Wapiti Ranch Realty & Auction Llc
Source: Royal Gorge AOR,MLS#: 9388958
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Heating
- Electric
Cooling
- None
Features
- Flooring: Concrete
- Windows: Double Pane Windows
- Has fireplace: Yes
- Fireplace features: Wood Burning Stove
Interior area
- Total structure area: 1,408
- Total interior livable area: 1,408 sqft
Property
Parking
- Parking features: Attached, Detached, 220V, Garage Door Opener, Heated Garage, Oversized, Workshop in Garage
- Has attached garage: Yes
Features
- Has view: Yes
- View description: 360 Degree, Mountain(s), View of Rock Formations
- Waterfront features: Stream/Creek
Lot
- Size: 39.85 Acres
- Features: See Remarks
Details
- Parcel number: 0010033551
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Stucco, Wood Frame
Condition
- Year built: 2015
Utilities & green energy
- Sewer: Public Septic
- Water: Well
- Utilities for property: Electricity Connected, Propane
Community & HOA
HOA
- Has HOA: Yes
- HOA fee: $30 monthly
Location
- Region: Westcliffe
Financial & listing details
- Price per square foot: $614/sqft
- Tax assessed value: $37,350
- Annual tax amount: $2,523
- Date on market: 4/3/2026
- Listing terms: Cash,Conventional
Estimated market value
$932,900
$886,000 - $980,000
$2,349/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/26/2026 | Price change | $865,000-12.2%$614/sqft |
Source: Westcliffe Listing Service #2517896 Report a problem | ||
| 4/3/2026 | Listed for sale | $985,000+80.7%$700/sqft |
Source: Westcliffe Listing Service #2517896 Report a problem | ||
| 6/24/2021 | Sold | $545,000+3.8%$387/sqft |
Source: | ||
| 5/18/2021 | Pending sale | $524,900$373/sqft |
Source: Westcliffe Listing Service #2514807 Report a problem | ||
| 5/9/2021 | Listed for sale | $524,900-17.4%$373/sqft |
Source: Westcliffe Listing Service #2514807 Report a problem | ||
| 7/26/2013 | Sold | $635,500$451/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,998 +41.9% | $37,350 -5.3% |
| 2024 | $1,408 -2.6% | $39,420 +11.5% |
| 2023 | $1,445 | $35,340 +66.5% |
| 2022 | $1,445 +11.2% | $21,230 -2.9% |
| 2021 | $1,300 +0.5% | $21,870 +10.4% |
| 2020 | $1,293 +17.2% | $19,813 0% |
| 2019 | $1,103 | $19,814 +18.9% |
| 2018 | $1,103 | $16,662 |
| 2017 | $1,103 +96% | $16,662 +75% |
| 2016 | $563 | $9,520 +850.1% |
| 2015 | -- | $1,002 +21.3% |
| 2012 | $14 | $826 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 81252
Nearby schools
GreatSchools rating
- 4/10Custer County Elementary SchoolGrades: PK-5Distance: 3.7 mi
- 4/10Custer Middle SchoolGrades: 6-8Distance: 3.7 mi
- 6/10Custer County High SchoolGrades: 9-12Distance: 3.7 mi
Schools provided by the listing agent
- Elementary: Custer County
Source: Royal Gorge AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Colorado
- Custer County
- Westcliffe
- 81252
- 850 Insula Rd







