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For sale
  • Price cut: $120K (5/26)
    $865,000

    850 Insula Rd, Westcliffe, CO 81252

    3beds
    1,408sqft
    : Get pre-qualified
    Single Family Residence
    Built in 2015
    39.85 Acres Lot
    $932,900 Zestimate®
    $614/sqft
    $30/mo HOA

    What's special

    Raised garden bedsElectric heatCharming ranch-style homeBrand-new covered patioCozy wood-burning stove
    Escape to your own private Colorado mountain retreat in the heart of South Central Colorado, where breathtaking views of the Sangre de Cristo Mountains surround this stunning custom-built ranch home atop Mystic Mountain. Offering nearly 40 acres of secluded mountain land bordering state land, this rare Colorado mountain property combines privacy, adventure, and natural beauty in one extraordinary setting. This 3-bedroom, 2-bathroom mountain home features 1,408 square feet of thoughtfully designed living space, including a spacious main-level primary suite with en suite bath and a partially finished attic perfect for additional sleeping quarters, office space, or storage. The open-concept floor plan flows effortlessly into an L-shaped kitchen with built-in appliances and a cozy wood-burning stove, creating the perfect Colorado cabin atmosphere. Sold partially furnished and complete with a 2-car attached garage, this home is ideal as a full-time residence, vacation home, hunting lodge, Airbnb investment, or private mountain getaway. Outdoor enthusiasts will love the 39.85-acre parcel with direct access to endless hiking, hunting, camping, ATV riding, wildlife viewing, and recreational opportunities right outside your door. Relax beneath the new covered patio, garden in raised beds, or enjoy peaceful evenings overlooking the scenic mountain landscape and private man-made pond. Abundant Colorado wildlife frequents the property, including deer, elk, coyotes, bobcats, brown bears, and even wolves—offering a true backcountry experience unlike any other. With no close neighbors, no traffic noise, and unmatched panoramic mountain views, this secluded Colorado mountain home offers the perfect blend of tranquility, recreation, and off-grid-style privacy while still providing the comfort of modern living.
    53 days
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    95
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    2
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    Zillow last checked:

    Listing updated:

    Listed by:

    Jackie Shepherd,

    Uc Wapiti Ranch Realty & Auction Llc

    Source: Royal Gorge AOR,MLS#: 9388958MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      Heating
      • Electric
      Cooling
      • None
      Features
      • Flooring: Concrete
      • Windows: Double Pane Windows
      • Has fireplace: Yes
      • Fireplace features: Wood Burning Stove
      Interior area
      • Total structure area: 1,408
      • Total interior livable area: 1,408 sqft

      Property

      Parking
      • Parking features: Attached, Detached, 220V, Garage Door Opener, Heated Garage, Oversized, Workshop in Garage
      • Has attached garage: Yes
      Features
      • Has view: Yes
      • View description: 360 Degree, Mountain(s), View of Rock Formations
      • Waterfront features: Stream/Creek
      Lot
      • Size: 39.85 Acres
      • Features: See Remarks
      Details
      • Parcel number: 0010033551

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Stucco, Wood Frame
      Condition
      • Year built: 2015

      Utilities & green energy

      • Sewer: Public Septic
      • Water: Well
      • Utilities for property: Electricity Connected, Propane

      Community & HOA

      HOA
      • Has HOA: Yes
      • HOA fee: $30 monthly
      Location
      • Region: Westcliffe

      Financial & listing details

      • Price per square foot: $614/sqft
      • Tax assessed value: $37,350
      • Annual tax amount: $2,523
      • Date on market: 4/3/2026
      • Listing terms: Cash,Conventional
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        Estimated market value

        $932,900

        $886,000 - $980,000

        $2,349/mo

        Price history

        DateEventPrice
        5/26/2026Price change$865,000-12.2%$614/sqft
        Source: Westcliffe Listing Service #2517896 Report a problem
        4/3/2026Listed for sale$985,000+80.7%$700/sqft
        Source: Westcliffe Listing Service #2517896 Report a problem
        6/24/2021Sold$545,000+3.8%$387/sqft
        Source: Royal Gorge AOR #64607 Report a problem
        5/18/2021Pending sale$524,900$373/sqft
        Source: Westcliffe Listing Service #2514807 Report a problem
        5/9/2021Listed for sale$524,900-17.4%$373/sqft
        Source: Westcliffe Listing Service #2514807 Report a problem
        7/26/2013Sold$635,500$451/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,998 +41.9%$37,350 -5.3%
        2024$1,408 -2.6%$39,420 +11.5%
        2023$1,445 $35,340 +66.5%
        2022$1,445 +11.2%$21,230 -2.9%
        2021$1,300 +0.5%$21,870 +10.4%
        2020$1,293 +17.2%$19,813 0%
        2019$1,103 $19,814 +18.9%
        2018$1,103 $16,662
        2017$1,103 +96%$16,662 +75%
        2016$563 $9,520 +850.1%
        2015-- $1,002 +21.3%
        2012$14 $826

        Find assessor info on the county website

        Monthly payment

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 81252

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Custer County

          Source: Royal Gorge AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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