You will enjoy slipping away to this turn-key adorable waterfront cottage on the public side of Lake Anna -- completely furnished and with high-speed fiber internet! This charming 3-bedroom, 2-bathroom chalet-style home is nestled in the serene Scott McCoy subdivision, offering both true privacy and investment opportunity. This idyllic lake house offers approximately 1,100 square feet, and features an incredibly cozy family room anchored by a warm wood-burning fireplace with mantle and hearth, rich Oak hardwood flooring, a country kitchen with abundant cabinetry, all necessary appliances and dining area, and a main level primary bedroom with ceiling fan and ample closet space. The main level also offers a convenient full bathroom with bathtub and shower. Upstairs, your guests will stretch out in two additional spacious bedrooms, a second full bathroom with shower, and laundry area. Outdoors you'll experience more than an acre of lush private surroundings; follow the beautiful nature trail down to your private boathouse at the water's edge, perfect for boating, fishing, or simply soaking in the tranquil water views. Investors: short term rentals are permitted here. Great location, not far from groceries, popular local restaurants, The Lake Anna Taphouse, coffee, ice cream and more. With appropriate offer, seller will consider including two barely-used jet skis: a 2017 SeaDoo and a 2017 Yamaha F/X High Output, both with less than 30 hours! Double trailer included. Subdivision has its own boat launch in common area, as well. Incredible opportunity for a turn-key waterfront package.
For sale
$635,000
168 Alma Rd, Louisa, VA 23093
3beds
1,089sqft
Single Family Residence
Built in 2008
1.18 Acres Lot
$618,900 Zestimate®
$583/sqft
$15/mo HOA
What's special
Completely furnishedCozy family roomTranquil water viewsDining areaRich oak hardwood flooringBeautiful nature trailAll necessary appliances
- 11 days
- 421
- 21
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Grayson Hoffman 202-365-3388,
Lake Anna Island Realty, Inc. 540-894-4400,
Listing Team: The Ashley Hoffman Group
Source: Bright MLS,MLS#: VALA2010576
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Basement
- Area: 0
Heating
- Heat Pump, Electric
Cooling
- Window Unit(s), Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Microwave, Washer, Water Heater, Dryer, Dishwasher, Refrigerator, Oven/Range - Electric, Electric Water Heater
- Laundry: Has Laundry, Upper Level
Features
- Combination Dining/Living, Family Room Off Kitchen, Dry Wall
- Flooring: Hardwood, Ceramic Tile, Carpet, Vinyl, Wood
- Windows: Window Treatments
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Wood Burning, Mantel(s)
Interior area
- Total structure area: 1,089
- Total interior livable area: 1,089 sqft
- Finished area above ground: 1,089
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Gravel, Driveway
- Uncovered spaces: 4
Accessibility
- Accessibility features: None
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Porch, Roof
- Exterior features: Lighting, Outdoor Shower, Flood Lights, Awning(s)
- Pool features: None
- Has view: Yes
- View description: Trees/Woods
- Waterfront features: Private Dock Site, Sandy Beach, Lake, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed, Seaplane Permitted, Sail, Waterski/Wakeboard
- Body of water: Lake Anna
- Frontage length: Water Frontage Ft: 60
Lot
- Size: 1.18 Acres
Details
- Additional structures: Above Grade, Below Grade, Outbuilding
- Parcel number: 14 A 119
- Zoning: R2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Chalet,Cape Cod
- Property subtype: Single Family Residence
Materials
- Concrete, Asphalt, Brick, HardiPlank Type
- Foundation: Block, Slab
- Roof: Asphalt,Shingle
Condition
- Excellent
- New construction: No
- Year built: 2008
Utilities & green energy
- Sewer: On Site Septic, Septic Exists
- Water: Well
- Utilities for property: Fiber Optic
Community & HOA
Community
- Subdivision: Scott Mccoy
HOA
- Has HOA: Yes
- Amenities included: Beach Access, Boat Ramp, Common Grounds, Lake, Picnic Area, Pier/Dock
- Services included: Pier/Dock Maintenance, Recreation Facility, Reserve Funds
- HOA fee: $175 annually
- HOA name: SCOTT MCCOY
Location
- Region: Louisa
Financial & listing details
- Price per square foot: $583/sqft
- Tax assessed value: $472,800
- Annual tax amount: $3,343
- Date on market: 9/9/2026
- Listing agreement: Exclusive Right To Sell
- Inclusions: Appliances And Furniture.
- Exclusions: Wall Decor / Art Work.
- Ownership: Fee Simple
- Road surface type: Gravel, Paved
Estimated market value
$618,900
$588,000 - $650,000
$2,092/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/9/2026 | Listed for sale | $635,000+154%$583/sqft |
Source: | ||
| 10/1/2016 | Sold | $250,000-6.7%$230/sqft |
Source: | ||
| 7/19/2016 | Price change | $267,900-4.3%$246/sqft |
Source: LAKE ANNA ISLAND REALTY #548167 Report a problem | ||
| 6/3/2016 | Price change | $279,900-3.4%$257/sqft |
Source: LAKE ANNA ISLAND REALTY #548167 Report a problem | ||
| 5/20/2016 | Price change | $289,900-3.3%$266/sqft |
Source: Austin Realty Management & Investment #LA9597347 Report a problem | ||
| 3/16/2016 | Listed for sale | $299,900+238.9%$275/sqft |
Source: Austin Realty Management & Investment #LA9597347 Report a problem | ||
| 3/10/2006 | Sold | $88,500$81/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,343 +4.5% | $464,300 +4.5% |
| 2024 | $3,198 +5.7% | $444,100 +5.7% |
| 2023 | $3,025 +11.8% | $420,200 +11.8% |
| 2022 | $2,705 +24.4% | $375,700 +24.4% |
| 2021 | $2,174 | $301,900 +12.1% |
| 2020 | -- | $269,400 +20.1% |
| 2018 | $1,605 +14.8% | $224,400 +0.7% |
| 2017 | $1,398 | $222,900 +14.8% |
| 2016 | $1,398 +0.8% | $194,100 +0.8% |
| 2015 | $1,386 +7.1% | $192,500 +3.3% |
| 2013 | $1,295 +11.2% | $186,300 +1.1% |
| 2012 | $1,164 | $184,300 -0.2% |
| 2011 | $1,164 -6.8% | $184,700 -4.3% |
| 2010 | $1,249 | $192,900 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 23093
Nearby schools
Schools provided by the listing agent
- Elementary: Trevilians
- Middle: Louisa County
- High: Louisa County
- District: Louisa County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






